What Dental Procedures are Covered By Your FSA?

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Many times, dental expenses are unexpected and costly. These visits can come out of nowhere, leaving you searching for money to pay the bill. However, with an FSA, or flexible spending account, you can pay your bill without using money out of your pocket. Our offices are open from Monday to Saturday to help you in dental situations. Schedule a consultation with ACE Dental of Bellmead in Bellmead, TX to learn how our team can help you today.

What is your FSA?

Flexible spending accounts are a part of your healthcare plan, usually through your job. These allow you to pay for various healthcare-related costs, including copays, deductibles, some prescriptions, and some procedures. Both you and your employer can make contributions to this account to add to the overall balance. You do not have to pay taxes on this money, so you will save the amount of money you would have had to pay to taxes. To use an FSA, you will submit a claim with your proof of medical expenses and an insurance statement that it is not covered by them. After this, you will then be reimbursed. Your employer can provide more specific instructions on how to use your FSA. There is a maximum you can put on your card a year; however, your significant other can also contribute that much to an FSA.

What dental procedures can be covered by FSA?

FSA can be used to cover copays, deductibles, and usually oral pain treatments, but when it comes to actual procedures that are covered by this system, it gets more tricky. Not all dental procedures are covered, and anything considered cosmetic dentistry is automatically disqualified for coverage. FSA can be used on any procedure that is used to treat or prevent dental diseases. This could include many things, including but not limited to:

  • Teeth cleanings

  • Fillings and sealants

  • Crowns

  • Bondings

  • Dentures

  • Tooth extractions

  • Inlays and onlays

  • Diagnostic or preventive services

  • Treatments for disorders and diseases, such as gingivitis, TMJ syndrome, and gum recession

  • Oral surgery

Some orthodontic procedures may be covered by your FSA, depending on your specific employer and plan. Knowing what is and is not covered by your FSA plan can be confusing. However, no cosmetic procedures, such as teeth whitening or veneers, will be covered. Even buying products like toothpaste or floss is against the policy. If you are confused about what might be covered by your FSA, you can talk to our office. If you need any dental work, contact ACE Dental of Bellmead in Bellmead TX today to see how our office can help you.

Where can I get dental work in Bellmead, TX?

Your FSA should cover any dental procedures that treat or prevent dental diseases. However, this can get confusing, and you may need help understanding what is included under your FSA coverage. No cosmetic procedures can be paid for using your FSA money. This means you cannot whiten your teeth or get veneers with this account. Our office may be able to help you understand what you can and cannot use your FSA money for if you have any questions. Our office is open from Monday to Saturday to best serve you and all of your needs. Contact ACE Dental of Bellmead in Bellmead, TX to schedule a full consultation on the state of your oral health.

* All information subject to change. Images may contain models. Individual results are not guaranteed and may vary.

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